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title: "Wealth transfer: Reduce the tax bite with these strategies"
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Boosting estate value with iA PAR

| View in browser Version française Since taxes can eat away at the value of an estate:   iA PAR is a strategic solution for optimizing wealth transfer. Thanks to its stable growth, flexibility and annual dividends, iA PAR can be used to preserve and even increase the value of wealth that is passed on. Three ways iA PAR can limit the tax bite: 🔹 Liquidity at retirement: The policy’s cash surrender value can be used as collateral to take out loans from lending institutions at attractive rates without having to terminate coverage. A tax-efficient solution to boost retirement income.   🔹 Tax leveraging and estate optimization: The death benefit is not taxable, which can increase the estate’s value and help heirs cover estate-related costs such as tax bills and probate fees.   🔹Curbing the impact of inflation: iA PAR’s annual dividends grow the cash surrender value and insurance amount, helping to curb the effects of inflation over the long term. Find out how iA PAR can optimize wealth transfer strategies 👇  To learn more, see the Product brochure   iA PAR’s many advantages rely on the sound management of the iA PAR account.   In our latest video, the team at iA Global Asset Management (iAGAM) answer advisors’ most frequently asked questions about the iA PAR account: How do we expect the iA PAR Account to grow in the future? What sets us apart in terms of asset allocation? What’s iAGAM’s track record managing this kind of account? Also available in Chinese Advisor Centre \| Web Showcase \| iA CONNECTED Get ahead iA Financial Group, 1080, Grande Allee West, PO Box 1907, Station Terminus, Quebec, Quebec G1K 7M3 (Canada). To stop receiving commercial electronic messages from iA Financial Group, manage your preferences. To stop receiving all commercial electronic messages from Industrial Alliance Insurance and Financial Services Inc., unsubscribe from all. © 2025 Industrial Alliance Insurance and Financial Services Inc. – iA Financial Group. All rights reserved. |
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