Since taxes can eat away at the value of an estate:

iA PAR is a strategic solution for optimizing wealth transfer. Thanks to its stable growth, flexibility and annual dividends, iA PAR can be used to preserve and even increase the value of wealth that is passed on.

Three ways iA PAR can limit the tax bite:

🔹 Liquidity at retirement: The policy’s cash surrender value can be used as collateral to take out loans from lending institutions at attractive rates without having to terminate coverage. A tax-efficient solution to boost retirement income.

🔹 Tax leveraging and estate optimization: The death benefit is not taxable, which can increase the estate’s value and help heirs cover estate-related costs such as tax bills and probate fees.

🔹Curbing the impact of inflation: iA PAR’s annual dividends grow the cash surrender value and insurance amount, helping to curb the effects of inflation over the long term.

Find out how iA PAR can optimize wealth transfer strategies

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